Need a cash loan fast? Borrow up to $1,000 in just 30 minutes*

* Terms and a small fee applies to the 30 minute option - refer to the loan application process for details.

Looking for a fast and easy cash payday loan from a trusted New Zealand online lender? Cashburst to the rescue!


How can we help you?


Why Cashburst?


Fast Payment option

You can borrow from $100 to $1,000 paid as soon as in just 30 minutes*, for up to 6 weeks or 3 fortnights or 1 monthly repayment. Even if you have past bad credit, we could still help – because we feel everyone deserves a second chance. Start Now >>   Make repayments as early as the next business day, with no early repayment fees. You only pay interest for the time you borrow. Plus returning customers can enjoy even faster subsequent loans and lower interest rates. About Cashburst >>   Need an urgent cash loan to cover an unexpected expense? You could have up to $1,000 cash in your bank account within 30 minutes of approval, thanks to our popular Fast Payment service (fees & conditions apply). Apply Online Now >>

Our loans are designed for short term use only and should not be used as a long term funding option. Products with lower interest rates or for a more appropriate term may be available from other lenders. We encourage you to save interest on our loans by making early repayment (full or partial) at any time for no additional cost.


AIR / APR (ANNUAL INTEREST RATE) Our AIRs range from 584% to 693.5% per annum or approximately 1.60% to 1.90% per day. IMPLICATIONS OF NON PAYMENT: To avoid additional costs please repay your loan according to agreed terms, however where a non-payment (or other default) occurs the following applies; Fees - A fee of $40 applies to each missed or failed payment. A fee of $10 applies for each reminder letter. A fee of $10 applies for each week you remain in default. Default Interest: Default interest applies to any overdue amount at 109.5% per annum. Collection Practices: We undertake collection of our loans in accordance with legal requirements and industry standards and will promptly contact you should you miss a payment date. Credit Score Implications: A repaid loan should positively influence your credit score. However when a missed payment, failed payment or unpaid loan is likely to negatively impact your credit score. Subsequent Loan Policy: Subsequent Loans are available on second time borrowers where your loan history is satisfactory to us and are subject to our discretion. A fee of $20 applies for all renewals which are not automatic. Click here for further information on our loans.





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Standard Application
By selecting this option you will need to provide the following:

  1. Bank statements from todays date going back for the last 3 months showing all transactions on your bank account.
  2. Proof of Address (less than 3 months old)
  3. Drivers License or Passport. If you do not have either one of these please contact our service department on 0800327822 for alternative forms of ID.
  4. Payslips if you have any
  5. We will also contact your payroll to confirm your employment status.

These can be faxed to 0800472932 or uploaded into our system later on in the application stage.

Paperless Application
By selecting this option you will not need to supply any documentation but you agree for us to contact your payroll department to confirm the following

  1. Your position, length of service and employment status at your employer.
  2. Your Nett Salary, your next payday & the how frequently you get paid e.g. weekly, fortnightly or monthly
  3. Your Name, Address & Date of Birth
  4. The bank account you get paid into.
- Cleared funds into your account overnight

No fee applies


Cleared funds are transferred into your bank accounts overnight.*

All required documents (including where applicable a signed loan agreement and direct debit form) must be received no later than 5pm Monday to Friday (excluding public holidays) in which case we will usually be able to make payment to you that night. Otherwise payment should occur the following working day.

- Fast Payment - as quick as 30 minutes ($17.50 fee applies).

Cleared funds are fast transferred into your bank account within 30 minutes following our final approval of your loan.*


*Applies only to following banks: ASB, ANZ, BNZ, HSBC, Kiwibank, National and Westpac.
Sorry at this stage we cannot fast pay to PSIS branches of the BNZ or Credit Union branches of Westpac.
All required documents (including where applicable a signed loan agreement and direct debit form) must be received no later than 4.30pm Monday to Friday (excluding public holidays) in which case we will usually have sufficient time to complete our checks, approve your loan and make fast payment to you that day. Otherwise payment will occur the following working day.


Once we have made fast payment to your bank they should promptly credit your bank account (often this happens instantly). However we cannot control how quickly your bank will act on our fast payment instruction. Should you not recieve your fast payment within 90 minutes after we advised you that your loan has been approved and payment has been made, please contact us.