How It Works

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How our Cash Loans work

It’s easy to get the cash you need, with a short-term loan from Cashburst

If you find yourself in a tight financial spot because of an unforeseen expense, a cash loan from Cashburst could help you through.

Some things just can’t be planned for – like an urgent medical bill or car repair. If you don’t have enough savings, or you can’t borrow from friends or family, a short-term loan could help you deal with those unexpected expenses until your next payday. So when you need cash relief, apply online for a short-term cash loan from Cashburst.

How do I get a cash loan from Cashburst?

Step 1: Calculate your repayments

Use our application form to figure out the loan amount and repayment schedule that best suits your short-term financial needs.

Step 2: Fill out our online application

Fill out our online loan application form with your personal and employment details.

Step 3: Get your Authentication Code

You’ll receive an Authentication Code on your mobile phone by SMS text message. Enter the code online to proceed with your application.

Step 4: Accept the loan contract

Carefully read through your loan contract, and if you are happy with the repayments and Terms & Conditions, enter the red Contract Code to digitally sign the contract – no paper required! Once that’s done, you can set a password so you can log in to your Cashburst account anytime and check the status of your loan application.

Step 5: Provide supporting documentation

You’ll need to fax or scan or email supporting documentation, which includes:

  • Bank statements going back 3 months from today’s date
  • Proof of address no older than 3 months
  • Proof of ID (NZ driver’s licence or a passport)

If you don’t have any of these, please contact us on 0800 327 822.

Step 6: Receive the cash!

If your application is approved, the funds will be deposited into your account according to your payment method selected.

 

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Who can get a Cashburst loan?

  • You need to be employed and earning at least $350 a week (after tax). Self-employed and part-timers may be OK – talk to one of our friendly lending officers today on 0800 327 822 to see if you qualify.
  • Past bad credit may be fine as long as you are not currently bankrupt.
  • You need to be at least 18 years old and a NZ resident/citizen.
  • You need to have your own valid NZ bank account which has been open for at least 3 months.
  • You need to have been employed for at least 3 months.

 

Questions?

If you have any questions, please contact us on 0800 327 822 or at service@cashburst.co.nz and we will gladly assist you!