‘On The Go’ Loans:
Our Short-term loans range from $100 to $1,000 and can be repaid over a term of 1-42 days. This type of loan is perfect for hard working Kiwis who may be experiencing a temporary cash shortage between their paydays. These unsecured loans are taken out for short-term emergencies and are quickly repaid over your next few paydays. They can be very useful for overcoming a temporary financial emergency but should not be considered as a long term financial solution. Unfortunately, cannot be used to consolidate other Short-Term loans.
‘Jump Start’ Loans:
Our Mid-term loans range from $1,000 to $3,000 and can be repaid over a term of 3-9 months. These loans may be appropriate for a number of situations; including car repairs, unexpected doctor / dentist / vet bills, to pay off a more expensive loan or to consolidate several higher interest loans.
Our Part-term loans range from $3,000 to $5,000 and can be repaid over a term of 9-18 months. These loans may be more appropriate for more financially intensive situations; including home repairs, unexpected car purchase, or to consolidate a couple of shorter, higher interest loans.
‘Loan Plus’ Loans:
Our Long-term loans range from $5,000 to $10,000 and can be repaid over a term of 12-36 months. These loans may be appropriate for a number of situations; including a car purchase, an unexpected event, holiday, house renovations or to consolidate several higher interest loans. Available solely to our Returning clients, on an invitation-only basis and are still subject to standard eligibility, lending and affordability criteria.