If you bank with BNZ and have an active 'Netguard' on your account, then call us on 0800 227 484 during business hours.
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Applying for a short term loan is very easy. Check below to see if you meet our eligibility criteria.
Cleared funds are fast transferred into your bank account within 30 minutes following our final approval of your loan.*
*Applies only to following banks: ASB, ANZ, BNZ, HSBC, Kiwibank, National and Westpac.
Sorry at this stage we cannot fast pay to PSIS branches of the BNZ or Credit Union branches of Westpac.
All required documents (including where applicable a signed loan agreement and direct debit form) must be received no later than 4.30pm Monday to Friday (excluding public holidays) in which case we will usually have sufficient time to complete our checks, approve your loan and make fast payment to you that day. Otherwise payment will occur the following working day.
Once we have made fast payment to your bank they should promptly credit your bank account (often this happens instantly). However we cannot control how quickly your bank will act on our fast payment instruction. Should you not recieve your fast payment within 90 minutes after we advised you that your loan has been approved and payment has been made, please contact us.
This is your last chance to select the Fast Payment option. You will not be able to change your mind later.
With the Fast Payment option we will issue a bank transfer instruction within 30 minutes following approval of your loan.
We can not control how fast your bank acts on our instruction. Funds typically appear in the following time frames:
Please click on the button reflecting your choice
YES, please add Express Payment option (fee applies)
NO, do not add Express Payment
Please Note: We will issue a bank transfer instruction within 30 minutes following approval of your loan.
ACCEPTEDPlease proceed with the express payment option
DECLINEDPlease, change my application to the overnight payment option