How It Works

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How our Cash Loans work

It’s easy to get the cash you need, with an unsecured cash loan from Cashburst.

If you find yourself in a tight financial spot because of an unforeseen expense, a cash loan from Cashburst could help you through.

Some things just can’t be planned for – like an urgent medical bill or car repair. If you don’t have enough savings, or you can’t borrow from friends or family, a cash loan could help you deal with those unexpected expenses until your next payday. So when you need cash relief, apply online for a fast cash loan from Cashburst.

How do I get a cash loan from Cashburst?

Step 1: Calculate your repayments

Use our home page calculators to figure out the loan amount and repayment schedule that best suits your current financial needs.

Step 2: Fill out our online application

Fill out our online loan application form with your personal and employment details.

Step 3: Get your Authentication Code

You’ll receive an Authentication Code on your mobile phone by SMS text message. Enter the code online to proceed with your application.

Step 4: Accept the loan contract

Carefully read through your loan contract, and if you are happy with the repayments and Terms & Conditions, enter the red Contract Code to digitally sign the contract – no paper required! Once that’s done, you can set a password so you can log in to your Cashburst account anytime and check the status of your loan application.

Step 5: Provide supporting documentation

You can fax, or scan and email the following to us:

  • At least the latest 90 days of Bank Statements
  • Valid Photo ID (Passport, NZ Driver’s Licence, 18+ Card or Firearm’s Licence)
  • Proof of address (less than 3 months old)
  • A selfie of you holding your Photo ID (see our guide here)
  • A statement of account for each short-term loan you may be wishing to consolidate
  • Any other document we may request for us to be able to validate the information provided by you

Step 6: Receive the cash!

Our Lending team will process your loan application swiftly once we have received your supporting documentation. We aim to complete this within the hour of receiving all of your documents.

If the loan is approved, we will notify you and then transfer your funds to your NZ bank account overnight (if accepted before 4.30pm in order for us to process it in time for that night’s payment cut-off time).

Who can get a Cashburst loan?

  • You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand;
  • You need to have been employed with the same employer for at least 3 months;
  • You need to be earning at least $500 a week (after tax);
  • Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months;
  • You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order;
  • You have access to the internet and a mobile phone.

Please note this is a guide only – in certain circumstances we may not be able to offer you a loan.

NZ govt Registered Provider

We are a NZ Govt Registered Financial Service Provider FSP492626.



If you have any questions, please contact us on 0800 227 484 or at and we will gladly assist you!