External Resources
Income, expenses and cash-flow can be a difficult thing to get your head around.
There are a number of external sites that offer budgeting services, most of which are free.
Here are a few for you to choose from:
Auckland Central Budgeting Consultants
Citizens Advice Bureau
Family Works Northern
FinCap (Financial Capability Charitable Trust)
Kiwi Families
MoneyTalks
There are a number of financial helplines available to you:
Money Talks
0800 345 123
help@moneytalks.co.nz
FinCap (Financial Capability Charitable Trust)
04 471 1420
kiaora@fincap.org.nz
No Interest Loan Scheme (NILS)
Downloadable Brochure
Please visit our Jargon Buster page to better understand some financial terms/meanings.
These sites have some online budgeting calculators you can use:
Budgeting Tool
Debt Calculator
Financial Action Plan (A4)
Financial Action Plan (A3)
Goal Planner
Savings Calculator
Other Downloadable Worksheets
There are a few things to consider before deciding to apply for a loan:
How to be a Responsible Borrower
Money Personality Quiz
Understanding technical terms/jargon