Need a cash loan fast? Borrow up to $1,000 in just 30 minutes*

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* Terms and a small fee applies to the 30 minutes option - refer to the loan application process for details.

Looking for a fast and easy cash payday loan from a trusted New Zealand online lender? Cashburst to the rescue!

How can we help you?

You can borrow from $100 to $1,000 paid as soon as in just 30 minutes*, for up to 6 weeks or 3 fortnights or 1 monthly repayment. Even if you have past bad credit, we could still help – because we feel everyone deserves a second chance. Start Now >>

Why Cashburst?

Make repayments as early as the next business day, with no early repayment fees. You only pay interest for the time you borrow. Plus returning customers can enjoy even faster subsequent loans and lower interest rates. About Cashburst >>

Fast Payment option

Need an urgent cash loan to cover an unexpected expense? You could have up to $1,000 cash in your bank account within 30 minutes* of approval, thanks to our popular Fast Payment service (fees & conditions apply). Apply Online Now >>

Our loans are designed for short term use only and should not be used as a long term funding option. Products with lower interest rates or for a more appropriate term may be available from other lenders. We encourage you to save interest on our loans by making early repayment (full or partial) at any time for no additional cost.


AIR / APR (ANNUAL INTEREST RATE) Our AIRs range from 520% to 693.5% per annum or approximately 1.42% to 1.90% per day.
IMPLICATIONS OF NON PAYMENT: To avoid additional costs please repay your loan according to agreed terms, however where a non-payment (or other default) occurs the following applies;Fees – A fee of $40 applies to each missed or failed payment.
A fee of $10 applies for each reminder letter.
A fee of $10 applies for each week you remain in default.

Default Interest: Default interest applies to any overdue amount at 109.5% per annum.

Collection Practices: We undertake collection of our loans in accordance with legal requirements and industry standards and will promptly contact you should you miss a payment date.

Credit Score Implications: A repaid loan should positively influence your credit score. However when a missed payment, failed payment or unpaid loan is likely to negatively impact your credit score.

Subsequent Loan Policy: Subsequent Loans are available on second time borrowers where your loan history is satisfactory to us and are subject to our discretion. A fee of $20 applies.
Click here for further information on our loans.